Zippered Binder Is Made of Scuff-Resistant Armorhide® Cowhide -- Our #1 Best-Seller and an Unbeatable Value!

Our exclusive Armorhide lasts a long time and keeps its good looks. The tough urethane overcoat resists scuffs and stains, so this leather stands up to the bumps and bruises of your active life. Yet it's surprisingly soft to the touch, with a subtle embossed grain and lustrous finish that give it the look of more expensive leather. A smart investment at a very affordable price.

Features:

• 1" rings
• large flap pocket, card /calculator pocket
• pad holder on inside back cover
• 1 pen pouch
• zippered to keep everything secure inside
• can be personalized with initials on a handsome brass plate

PORTABLE Loose-Leaf page size is 3 3/4" x 6 3/4" (95 x 172mm)